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A closer look at the unemployment [nearly 10 percent unemployment rate] suggests that minimum wage laws also deserve a big share of the blame….businesses are not charities and that they only create jobs when they think a worker will generate net revenue.

Higher minimum wages, needless to say, are especially destructive for people with poor work skills and limited work experience.

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A FORMER youth worker was today jailed for 11 years for encouraging sex attacks on children - 3,500 miles away in the USA.

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Whatever those rates might be, they were not sufficient to cause a worldwide financial crisis.

Once these standards were relaxed--particularly allowing loan-to-value ratios higher than the 80 percent that had previously been the norm--they spread rapidly to the prime market and to subprime markets where loans were made by lenders other than insured banks.

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