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The scammers choose chat rooms and dating sites because the person in love offers the chance of the biggest payoffs.

The Nigerian dating scams are often not easy to detect as the scammers are often highly educated, have exceptional patience and they do their homework!

Don’t get me wrong, the vast majority of members of reputable dating sites (both paid and free) are legitimately looking for a sincere match, but there are red flags that you should look out for when embarking on the journey of online dating for the first time. Red Flag #1 If someone is too interested – too quickly – in getting to know you beyond the safety of your computer, this could indicate a problem.

And while everyone is at risk, seniors can be a major target.

It seems that you only need to pick up the newspaper or watch the news to hear about the latest financial scam and it’s something that has become an unwelcome part of modern life.

The Nigerian dating scams target the lonely and vulnerable.

The most common comment of victims who think they have found the love of their life is "I can't believe I was so stupid!

" From internet cafes all over west African countries like Nigeria, Ghana, Ivory Coast, Senegal etc scammers are zeroing in on their prey - singles looking for love online. The Nigerians call them 'maghas' which is slang for gullible white people.

The scammers spend their day trolling the dating sites and chat rooms for contact emails, and then send off thousands of fraudulent letters and emails awaiting the victim's replies.

I would suggest no less than a month of chatting online before calling them – but this should only happen when you feel totally comfortable doing so.

Remember that when you give out your number, unless it is an unlisted number, you are giving out your address as well.

When people say "snail mail," they mean letters (or postcards) written on paper and sent through the physical postal service.

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